/* ==========================================================================
   Eden Insurance Group — shared stylesheet
   White background · one dominant coral CTA · mobile-first
   ========================================================================== */

:root{
  --coral:#FF5A30;
  --coral-dark:#E4431C;
  --coral-tint:#FFF1EC;
  --ink:#0F2036;
  --ink-soft:#4B5B70;
  --ink-faint:#7A8797;
  --navy:#0F3A63;
  --white:#FFFFFF;
  --bg-soft:#F5F8FC;
  --bg-panel:#EEF3F9;
  --line:#E1E8F0;
  --line-strong:#CDD8E4;
  --green:#0F7B4F;
  --green-tint:#E7F5EE;
  --gold:#F5A623;
  --radius:12px;
  --radius-lg:18px;
  --shadow-sm:0 2px 10px rgba(15,32,54,.06);
  --shadow-md:0 10px 30px -12px rgba(15,32,54,.22);
  --shadow-lg:0 24px 60px -24px rgba(15,32,54,.35);
  --font-body:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --font-head:'Plus Jakarta Sans','Inter',system-ui,sans-serif;
  --maxw:1140px;
  --header-h:66px;
}

*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
body{
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--white);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img,svg{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{list-style:none;}
button{font-family:inherit;cursor:pointer;border:none;background:none;color:inherit;}
input,select{font-family:inherit;}

h1,h2,h3,h4{font-family:var(--font-head);font-weight:800;line-height:1.12;letter-spacing:-0.02em;color:var(--ink);}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px;}

.eyebrow{
  font-size:12.5px;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;color:var(--coral);display:block;
}

/* Anchor clearance under sticky header */
[id]{scroll-margin-top:calc(var(--header-h) + 16px);}

a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{
  outline:3px solid var(--gold);outline-offset:2px;border-radius:4px;
}
@media (prefers-reduced-motion:reduce){
  *{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important;}
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:14px 24px;border-radius:10px;font-weight:700;font-size:16px;
  transition:background .15s,transform .1s,box-shadow .15s;text-align:center;
}
.btn:active{transform:translateY(1px);}
.btn-coral{background:var(--coral);color:#fff;box-shadow:0 8px 20px -8px rgba(255,90,48,.7);}
.btn-coral:hover{background:var(--coral-dark);}
.btn-outline{background:#fff;border:1.5px solid var(--line-strong);color:var(--ink);}
.btn-outline:hover{border-color:var(--coral);color:var(--coral-dark);}
.btn-ghost{background:var(--bg-panel);color:var(--ink-soft);font-weight:700;}
.btn-lg{padding:16px 28px;font-size:17px;}
.btn-full{width:100%;}

/* ---------- Header ---------- */
header.site-header{
  position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);
  backdrop-filter:saturate(160%) blur(8px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;gap:16px;
  height:var(--header-h);max-width:var(--maxw);margin:0 auto;padding:0 20px;
}
.logo{display:flex;align-items:center;gap:9px;font-family:var(--font-head);font-weight:800;font-size:19px;color:var(--ink);letter-spacing:-.02em;}
.logo .mark{
  width:32px;height:32px;border-radius:8px;background:var(--coral);
  display:flex;align-items:center;justify-content:center;color:#fff;font-size:18px;flex-shrink:0;
  box-shadow:0 4px 10px -3px rgba(255,90,48,.6);
}
.logo .mark svg{width:18px;height:18px;}
.logo small{display:block;font-size:10.5px;font-weight:600;letter-spacing:.02em;color:var(--ink-faint);font-family:var(--font-body);margin-top:-2px;}
nav.primary{display:flex;align-items:center;gap:26px;}
nav.primary a{font-size:15px;font-weight:600;color:var(--ink-soft);}
nav.primary a:hover{color:var(--coral-dark);}
.header-actions{display:flex;align-items:center;gap:16px;}
.hlink{display:inline-flex;align-items:center;gap:7px;font-weight:700;font-size:14.5px;color:var(--navy);}
.hlink svg{width:16px;height:16px;flex-shrink:0;color:var(--coral);}
.hlink.text{color:var(--ink-soft);}
@media (max-width:940px){
  nav.primary{display:none;}
  .header-actions .hlink.text span{display:none;}
}
@media (max-width:640px){
  .header-actions .hlink.call span{display:none;}
  .header-actions .btn{padding:11px 16px;font-size:14.5px;}
  .logo small{display:none;}
}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(180deg,var(--bg-soft) 0%,#fff 100%);padding:34px 0 44px;}
.hero-grid{display:grid;grid-template-columns:1fr;gap:28px;align-items:start;}
.hero-copy .eyebrow{margin-bottom:14px;}
.hero-copy h1{font-size:clamp(30px,7.5vw,50px);margin-bottom:16px;}
.hero-copy h1 em{font-style:normal;color:var(--coral);}
.hero-copy .lede{font-size:17.5px;color:var(--ink-soft);max-width:560px;margin-bottom:22px;}
.trust-checks{display:flex;flex-wrap:wrap;gap:12px 20px;margin-bottom:22px;}
.trust-checks li{display:flex;align-items:center;gap:8px;font-size:15px;font-weight:600;color:var(--ink);}
.trust-checks svg{width:20px;height:20px;color:var(--green);flex-shrink:0;}
.savings-stat{
  display:inline-flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);
  border-left:4px solid var(--coral);border-radius:var(--radius);padding:14px 20px;box-shadow:var(--shadow-sm);
}
.savings-stat .num{font-family:var(--font-head);font-weight:800;font-size:32px;color:var(--ink);line-height:1;}
.savings-stat .lbl{font-size:13.5px;color:var(--ink-soft);max-width:210px;line-height:1.35;}
@media (min-width:961px){
  .hero{padding:56px 0 64px;}
  .hero-grid{grid-template-columns:1.04fr .96fr;gap:52px;}
}

/* ---------- Quote card / multi-step form ---------- */
.quote-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:22px;box-shadow:var(--shadow-lg);position:relative;
}
.quote-card .qc-badge{
  display:inline-block;background:var(--coral-tint);color:var(--coral-dark);
  font-size:12.5px;font-weight:700;padding:6px 12px;border-radius:999px;margin-bottom:12px;
}
.quote-card h2{font-size:23px;margin-bottom:4px;}
.quote-card .qc-sub{font-size:14px;color:var(--ink-soft);margin-bottom:18px;}
.q-progress{display:flex;gap:6px;margin-bottom:18px;}
.q-progress span{height:5px;flex:1;background:var(--line);border-radius:3px;transition:background .3s;}
.q-progress span.on{background:var(--coral);}
.qstep{display:none;}
.qstep.active{display:block;animation:qfade .25s ease;}
@keyframes qfade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.qstep-label{font-family:var(--font-head);font-weight:700;font-size:18px;margin-bottom:12px;}

.type-toggle{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px;margin-bottom:16px;}
.type-toggle input{position:absolute;opacity:0;pointer-events:none;}
.type-toggle label{
  border:1.5px solid var(--line-strong);border-radius:10px;text-align:center;padding:12px 4px;
  font-size:14px;font-weight:700;color:var(--ink-soft);cursor:pointer;transition:.15s;
  display:flex;flex-direction:column;align-items:center;gap:5px;
}
.type-toggle label svg{width:22px;height:22px;}
.type-toggle input:checked+label{border-color:var(--coral);background:var(--coral-tint);color:var(--coral-dark);}

.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px;}
.form-field{display:flex;flex-direction:column;gap:6px;}
.form-field.full{grid-column:1/-1;}
.form-field label{font-size:13px;font-weight:600;color:var(--ink-soft);}
.form-field input,.form-field select{
  border:1.5px solid var(--line-strong);border-radius:10px;padding:13px 14px;font-size:16px;
  color:var(--ink);background:#fff;width:100%;transition:border-color .15s;
}
.form-field input:focus,.form-field select:focus{border-color:var(--coral);}
.form-field.invalid input,.form-field.invalid select{border-color:var(--coral-dark);background:#FFF6F3;}
.field-error{color:var(--coral-dark);font-size:12.5px;font-weight:600;display:none;}
.form-field.invalid .field-error{display:block;}

.qualifier-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;}
.qualifier{
  border:1.5px solid var(--line-strong);border-radius:10px;background:#fff;padding:14px 10px;
  font-size:14.5px;font-weight:600;color:var(--ink);transition:.15s;min-height:52px;
  display:flex;align-items:center;justify-content:center;text-align:center;
}
.qualifier:hover{border-color:var(--coral);}
.qualifier.selected{border-color:var(--coral);background:var(--coral-tint);color:var(--coral-dark);}
.qualifier.selected::before{content:'✓ ';font-weight:800;}

.contact-pref{margin-bottom:14px;}
.cp-label{display:block;font-size:13px;font-weight:600;color:var(--ink-soft);margin-bottom:8px;}
.cp-chips{display:flex;gap:8px;}
.cp-chip{flex:1;border:1.5px solid var(--line-strong);border-radius:999px;background:#fff;padding:11px 8px;font-size:14.5px;font-weight:700;color:var(--ink);transition:.15s;}
.cp-chip.selected{border-color:var(--coral);background:var(--coral-tint);color:var(--coral-dark);}

.consent-row{display:flex;gap:10px;align-items:flex-start;margin:6px 0;}
.consent-row input{margin-top:3px;width:18px;height:18px;flex-shrink:0;accent-color:var(--coral);}
.consent-row label{font-size:11.5px;color:var(--ink-soft);line-height:1.5;}
.consent-row.error{background:#FFF6F3;border-radius:8px;padding:6px;}
.consent-row.error label{color:var(--coral-dark);}

.btn-row{display:flex;gap:10px;margin-top:8px;}
.btn-row .btn-ghost{padding:16px 20px;border-radius:10px;}

.quote-microcopy{font-size:12.5px;color:var(--ink-faint);text-align:center;margin-top:10px;}
.quote-promise{font-size:12.5px;color:var(--green);font-weight:700;text-align:center;margin-top:12px;line-height:1.45;}
.quote-disclaimer{font-size:11.5px;color:var(--ink-faint);text-align:center;margin-top:8px;}
.quote-disclaimer a{color:var(--ink-soft);text-decoration:underline;}
.quote-trust{
  display:flex;justify-content:center;flex-wrap:wrap;gap:8px 16px;margin-top:16px;padding-top:14px;
  border-top:1px solid var(--line);font-size:11.5px;font-weight:600;letter-spacing:.04em;
  text-transform:uppercase;color:var(--ink-faint);
}
.quote-trust span{display:inline-flex;align-items:center;gap:5px;}
.quote-trust svg{width:13px;height:13px;color:var(--green);}
#submitErr{color:var(--coral-dark);font-size:14px;font-weight:600;margin-top:12px;text-align:center;display:none;background:#FFF6F3;border:1px solid #F6C9BC;border-radius:10px;padding:12px;}
#submitErr a{color:var(--coral-dark);text-decoration:underline;font-weight:800;}

/* ---------- Sections ---------- */
section{padding:52px 0;}
.section-head{max-width:660px;margin:0 auto 34px;text-align:center;}
.section-head.left{margin-left:0;text-align:left;}
.section-head h2{font-size:clamp(26px,5vw,38px);margin-top:10px;}
.section-head p{font-size:16.5px;color:var(--ink-soft);margin-top:12px;}
.bg-soft{background:var(--bg-soft);}
@media (min-width:961px){section{padding:74px 0;}}

/* ---------- How it works ---------- */
.steps{display:grid;grid-template-columns:1fr;gap:18px;}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px 24px;box-shadow:var(--shadow-sm);}
.step-num{
  width:44px;height:44px;border-radius:12px;background:var(--coral-tint);color:var(--coral-dark);
  font-family:var(--font-head);font-weight:800;font-size:20px;display:flex;align-items:center;justify-content:center;margin-bottom:16px;
}
.step h3{font-size:19px;margin-bottom:8px;}
.step p{font-size:15px;color:var(--ink-soft);}
@media (min-width:721px){.steps{grid-template-columns:repeat(3,1fr);gap:24px;}}

/* ---------- Savings comparison ---------- */
.savings{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:28px;display:grid;grid-template-columns:1fr;gap:28px;align-items:center;box-shadow:var(--shadow-sm);
}
.savings-copy h2{font-size:clamp(24px,4vw,32px);margin-bottom:12px;}
.savings-copy p{color:var(--ink-soft);font-size:16px;margin-bottom:20px;}
.bars{display:flex;flex-direction:column;gap:20px;}
.bar-row{display:flex;flex-direction:column;gap:8px;}
.bar-label{display:flex;justify-content:space-between;font-size:14px;font-weight:600;color:var(--ink-soft);}
.bar-amt{font-weight:800;font-family:var(--font-head);}
.bar-track{height:18px;background:var(--bg-panel);border-radius:9px;overflow:hidden;}
.bar-fill{height:100%;border-radius:9px;}
.bar-fill.high{width:100%;background:var(--line-strong);}
.bar-fill.low{width:64%;background:var(--coral);}
.savings-highlight{margin-top:6px;font-size:15px;font-weight:700;color:var(--green);}
.savings-note{font-size:12px;color:var(--ink-faint);margin-top:14px;line-height:1.5;}
@media (min-width:861px){.savings{grid-template-columns:1fr 1fr;padding:44px;gap:52px;}}

/* ---------- Comparison table ---------- */
.cmp-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin-top:8px;}
.cmp-table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);min-width:600px;}
.cmp-table th,.cmp-table td{padding:15px 16px;text-align:left;font-size:14.5px;border-bottom:1px solid var(--line);}
.cmp-table thead th{font-family:var(--font-head);font-weight:700;font-size:15px;color:var(--ink);background:var(--bg-soft);}
.cmp-table td:first-child,.cmp-table th:first-child{font-weight:600;color:var(--ink);}
.cmp-table .cmp-us{background:var(--coral-tint);color:var(--coral-dark);font-weight:700;}
.cmp-table thead .cmp-us{background:var(--coral);color:#fff;}
.cmp-table tbody tr:last-child td{border-bottom:none;}

/* ---------- Testimonials (no invented star ratings) ---------- */
.testimonials{display:grid;grid-template-columns:1fr;gap:18px;}
.testimonial{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:14px;}
.testimonial .mark{font-family:var(--font-head);font-size:44px;line-height:.6;color:var(--coral);height:22px;}
.testimonial p.quote{font-size:15.5px;color:var(--ink);flex-grow:1;}
.testimonial .who{font-size:13.5px;color:var(--ink-soft);font-weight:700;}
@media (min-width:721px){.testimonials{grid-template-columns:repeat(3,1fr);gap:24px;}}

/* ---------- FAQ ---------- */
.faq-list{display:flex;flex-direction:column;gap:12px;max-width:820px;margin:0 auto;}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}
.faq-item summary{padding:18px 20px;font-weight:700;font-size:16px;color:var(--ink);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:'+';font-size:24px;color:var(--coral);font-weight:400;flex-shrink:0;transition:transform .2s;line-height:1;}
.faq-item[open] summary::after{transform:rotate(45deg);}
.faq-item .faq-body{padding:0 20px 18px;color:var(--ink-soft);font-size:15px;}

/* ---------- Content prose (dedicated + legal pages) ---------- */
.prose{max-width:760px;margin:0 auto;}
.prose h2{font-size:clamp(24px,4vw,32px);margin:32px 0 12px;}
.prose h3{font-size:20px;margin:24px 0 8px;}
.prose p{font-size:16px;color:var(--ink-soft);margin-bottom:14px;}
.prose ul{margin:0 0 16px;padding-left:0;display:flex;flex-direction:column;gap:10px;}
.prose ul li{position:relative;padding-left:28px;font-size:16px;color:var(--ink-soft);}
.prose ul li::before{content:'';position:absolute;left:0;top:8px;width:16px;height:16px;border-radius:50%;background:var(--coral-tint);}
.prose ul li::after{content:'✓';position:absolute;left:3px;top:2px;font-size:11px;font-weight:800;color:var(--coral-dark);}
.prose a{color:var(--coral-dark);text-decoration:underline;}

.feature-grid{display:grid;grid-template-columns:1fr;gap:18px;margin-top:8px;}
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px;box-shadow:var(--shadow-sm);}
.feature .fi{width:46px;height:46px;border-radius:12px;background:var(--coral-tint);color:var(--coral-dark);display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
.feature .fi svg{width:24px;height:24px;}
.feature h3{font-size:19px;margin-bottom:8px;}
.feature p{font-size:15px;color:var(--ink-soft);}
@media (min-width:721px){.feature-grid{grid-template-columns:repeat(3,1fr);gap:22px;}}

/* ---------- Final CTA ---------- */
.final-cta{background:var(--coral);border-radius:var(--radius-lg);padding:36px 28px;display:flex;flex-direction:column;gap:18px;align-items:flex-start;color:#fff;box-shadow:var(--shadow-md);}
.final-cta h2{color:#fff;font-size:clamp(24px,4vw,34px);margin-bottom:6px;}
.final-cta p{color:#FFE3D8;font-size:16px;}
.final-cta .btn{background:#fff;color:var(--coral-dark);}
.final-cta .btn:hover{background:var(--ink);color:#fff;}
@media (min-width:721px){.final-cta{flex-direction:row;align-items:center;justify-content:space-between;padding:44px;}}

/* ---------- Footer ---------- */
footer.site-footer{background:var(--ink);color:#AEB9C7;padding:48px 0 28px;}
.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px 24px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.12);margin-bottom:22px;}
.footer-brand{grid-column:1/-1;}
.footer-brand .logo{color:#fff;}
.footer-brand .logo .mark{background:var(--coral);color:#fff;}
.footer-brand p{margin-top:14px;font-size:14px;color:#8B99AA;max-width:320px;}
footer h4{font-size:12px;color:#fff;letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;font-weight:700;}
footer ul li{margin-bottom:10px;}
footer ul a{font-size:14.5px;color:#AEB9C7;}
footer ul a:hover{color:#fff;}
.footer-bottom{display:flex;flex-direction:column;gap:10px;font-size:13px;color:#7D8B9C;}
.footer-legal{display:flex;flex-wrap:wrap;gap:8px 18px;}
.footer-legal a:hover{color:#fff;}
.footer-disclaimer{font-size:12px;color:#6B7889;line-height:1.6;margin-top:4px;}
@media (min-width:721px){
  .footer-grid{grid-template-columns:1.6fr 1fr 1fr 1fr;}
  .footer-brand{grid-column:auto;}
  .footer-bottom{flex-direction:row;justify-content:space-between;align-items:center;flex-wrap:wrap;}
}

/* ---------- Mobile sticky bottom bar ---------- */
.mobile-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:120;background:#fff;border-top:1px solid var(--line);padding:10px 12px;gap:10px;box-shadow:0 -6px 20px rgba(15,32,54,.12);}
.mobile-bar a{flex:1;text-align:center;padding:14px 8px;border-radius:10px;font-weight:800;font-size:16px;display:flex;align-items:center;justify-content:center;gap:7px;}
.mobile-bar svg{width:17px;height:17px;}
.mobile-bar .mb-quote{background:var(--coral);color:#fff;}
.mobile-bar .mb-call{background:var(--bg-panel);color:var(--ink);}
@media (max-width:940px){
  .mobile-bar{display:flex;}
  body{padding-bottom:74px;}
}